File No.: 7367.20987 Grantors: Northwest Trustee Services, Inc. Red Canoe Credit Union Grantee: Jan W. Miller Ref to DOT Auditor File No.: 2014482 and modified by Agreement recorded 3/15/2011 under Auditor's File No. 2017516 Tax Parcel ID No.: 080906-340043 & 080906330009 / 6666 Abbreviated Legal: PTN. S1/2 SW1/4 AKA LOT 3 PLAT OF EZRA MOE'S TRACTS SEC. 8, T9N, R6WWM Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On August 10, 2012, at 10:00 a.m. Outside the main lobby of the Wahkiakum County Courthouse, 64 Main Street in the City of Cathlamet, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of Wahkiakum, State of Washington: That portion of the South one-half of the Southwest quarter (S 1/2 SW 1/4) of Section Eight (8), Township Nine (9) North, Range Six (6) West of the Willamette Meridian, lying Easterly of the Easterly right-of-way line of State Sign Route Four, and lying Westerly of Skamokawa Creek, (locally called Lot Three (3) of Plat of Ezra Moe's Tract, an unofficial plat recorded in Volume "A" of Plats, page 9-A, records of Wahkiakum County, Washington) described as follows, to-wit: Beginning at a point on the East line of the Southwest quarter of said Southwest quarter (SW1/4 SW1/4), 145 feet North of the Southeast corner thereof; thence South 73 degrees 12' West along a fence, 38 feet, more or less, to the County Road; thence Southerly along said road, 35 feet, more or less, to a point 28 feet, more or less, West of a point on the East line of said Southwest quarter of the Southwest quarter (SW1/4 SW1/4), 100 feet North of said Southeast corner; thence East 167 feet, more or less, to a point on the West bank of said Skamokawa Creek; thence Northerly along the meander of said creek bank, 56 feet, more or less, to a point East of the point of beginning; thence West along a fence line 139 feet, more or less, to the point of beginning; EXCEPTING therefrom any portion thereof, if any, conveyed by deed recorded under Auditor's File No. 3458, in Volume 2 of Deeds, page 428, records of Wahkiakum County, Washington. Situate in the County of Wahkiakum, State of Washington. Commonly known as: 1412 West State Route 4 Skamokawa, WA 98647 which is subject to that certain Deed of Trust dated 09/18/08, recorded on 09/23/08, under Auditor's File No. 2014482 and modified by Agreement recorded 3/15/2011 under Auditor's File No. 2017516, records of Wahkiakum County, Washington, from Jan W. Miller, a married man as his separate estate, as Grantor, to Stewart Title, as Trustee, to secure an obligation "Obligation" in favor of Red Canoe Credit Union, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 5/7/2012 Monthly Payments $9,077.52 Late Charges $344.61 Lender's Fees & Costs $26.00 Total Arrearage $9,448.13 Trustee's Expenses (Itemization) Trustee's Fee $506.25 Title Report $828.52 Statutory Mailings $20.00 Recording Costs $14.00 Postings $70.00 Total Costs $1,438.77 Total Amount Due: $10,886.90 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $209,199.11, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 10, 2012. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/30/12 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 07/30/12 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 07/30/12 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Jan W. Miller 1412 West State Route 4 Skamokawa, WA 98647 Jan W. Miller P.O. Box 24 Skamokawa, WA 98647 Unknown Spouse and/or Domestic Partner of Jan W. Miller 1412 West State Route 4 Skamokawa Skamokawa, WA 98647 Unknown Spouse and/or Domestic Partner of Jan W. Miller P.O. Box 24 Skamokawa, WA 98647 by both first class and either certified mail, return receipt requested on 03/27/12, proof of which is in the possession of the Trustee; and on 03/28/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 5/7/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Winston Khan (425) 586-1900. (TS# 7367.20987) 1002.211680-File No.