The Wahkiakum County Eagle - Established as The Skamokawa Eagle in 1891

The Wahkiakum County Eagle Classifieds

January 23, 2020


20-10

No. 20-10 NOTICE IS HEREBY GIVEN that the undersigned Trustee will on Friday, January 31, 2020, at the hour of 10:00 o’clock A.M. at the inside front lobby, Wahkiakum County Courthouse, 64 Main Street, Cathlamet, Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Wahkiakum, State of Washington, to wit: The North 172.03 feet of the South 300.73 feet of that portion of the Northwest Quarter of the Southwest Quarter (NW1/4 SW1/4) of Section Thirteen (13), Township Eight (8) North, Range Six (6) West of the Willamette Meridian, lying East of the Easterly right-of-way line of State Highway 409 and lying West of the centerline or thread of Garden Slough. Situate in the County of Wahkiakum, State of Washington. Commonly known as 485 SR 409, Cathlamet, Washington 98612; and also shown of record as Assessor’s Tax Parcel No. 130806-320009. Which property is not the Grantors’ primary residence, and which is subject to that certain Deed of Trust recorded under Auditor’s File No. 2022053, records of Wahkiakum County, Washington from ZERO DAY WAREZ, INC., a Washington corporation, as Grantors, to Wahkiakum Title & Escrow Company, as Trustee, who has subsequently been succeeded by Vincent L. Penta, P.S., as Successor Trustee, to secure an obligation in favor of BERNARD JASPERS, a single man, the Beneficiary. II. No other action is pending to seek satisfaction of the obligation in any Court by reason of Grantor’s default on the obligation secured by the Deed of Trust. III. The defaults for which this foreclosure is made are as follows: Principal Loan $227,528.02 Interest from 01/31/2018 – 10/01/2019 (12% per annum – default rate) $47,780.88 Real Property Taxes (2016, 2017, 2018, 2019) $10,233.95 Attorney’s Fee $1,750.00 Copying Charges $28.00 Postage $57.92 Service or Posting of Notices $100.00 Title Report $933.97 Trustee’s Fee $300.00 TOTAL: $288,712.74 Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT Default caused by other liens ACTION NECESSARY TO CURE Deliver to Trustee written proof that all other liens are paid current and that no other defaults exist. IV. The sum owing on the obligation secured by the Deed of Trust is $227,528.02 together with accrued interest as provided in the secured Note from January 1, 2018, and such other costs and fees as are due under the Note or other secured instrument, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances, on Friday, January 31, 2020 at the hour of 10:00 o’clock a.m. The defaults referred to in Paragraph III, must be cured by 5:00 o’clock P.M. on January 20, 2020 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated, if at any time on or before 5:00 o’clock P.M. on January 6, 2020 (11 days before the sale date), the defaults as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after January 6, 2020, and before the sale, by the Grantor or the Grantor’s successor in interest or the holder of any recorded junior lien or encumbrances, paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other Defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Grantor on the September 9, 2019 by Certified, Return Receipt US Mail upon the Grantors. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. The Trustee makes no representations or warranties concerning what interest in the real property described above is being sold. The Deed of Trust lien being foreclosed may not be a first lien position, or there may be other prior encumbrances of title. The Trustee is not required to provide title information concerning this property. Any person interested in this foreclosure is encouraged to make his or her own investigation concerning the ownership of the property, and the position on title of the Deed of Trust being foreclosed. Any person interested in the foreclosure is also encouraged to consult an attorney, as the Trustee will not provide legal advice concerning the foreclosure. The Trustee does not provide information concerning the location of the debtors nor the physical condition of the property. No representation or warranties are made concerning the physical condition of the property, or whether there are any environmental or hazardous waste liabilities or problems connected with the property. Any person desiring title information, information concerning the physical condition of the property, information concerning any hazardous waste or environmental issues, or other information about the real property being foreclosed should obtain all such information independently. XI. NOTICE TO OCCUPANTS OR TENANTS: THE PURCHASER AT THE TRUSTEE’S SALE IS ENTITLED TO POSSESSION OF THE PROPERTY ON THE 20TH DAY FOLLOWING THE SALE, AS AGAINST THE GRANTOR UNDER THE DEED OF TRUST (THE OWNER) AND ANYONE HAVING AN INTEREST JUNIOR TO THE DEED OF TRUST, INCLUDING OCCUPANTS AND TENANTS. AFTER THE 20TH DAY FOLLOWING THE SALE, THE PURCHASER HAS THE RIGHT TO EVICT OCCUPANTS AND TENANTS BY SUMMARY PROCEEDINGS UNDER THE UNLAWFUL DETAINER ACT, CHAPTER 59.12 RCW. DATED this ______day of October, 2019. By: Vincent L. Penta, P.S., WSBA 17827 Successor Trustee Publish January 9, 2020 and January 23, 2020

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