The Wahkiakum County Eagle - Established as The Skamokawa Eagle in 1891

No. 14-83

File No .: 7037.105392 Grantors: Northwest Trustee Services, Inc. Deutsche Bank National Trust Company, as Trustee for WaMu Asset Backed Certificates, WaMu Series 2007-HE1 Trust Grantee: Roxanne Houston-Dau, a married woman, as her sole and separate property Ref to DOT Auditor File No .: 2011758 Tax Parcel ID No .: 221008220004/4303 Abbreviated Legal: PTN NW 1/4 NW 1/4 Sec 22, T10N, R8WWM Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On August 22, 2014, at 10:00 AM. Outside the main lobby of the Wahkiakum County Courthouse, 64 Main Street in the City of Cathlamet, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of WAHKIAKUM, State of Washington: Parcel No. One: That portion of the Northwest quarter of the Northwest quarter (NW1/4 NW1/4) of Section Twenty Two (22), Township Ten (10) North, Range Eight (8) West of the Willamette Meridian, lying Northeasterly right-of-way line of the Seal River County Road, described as follows, to wit: Beginning at a point on said road right-of-way line which bears East 526 feet and North 232 feet from the Southwest corner of said Northwest quarter of the Northwest quarter (NW1/4 NW1/4); thence Southeasterly along said right-of-way line, 100 feet; thence North 50 feet; thence Northwesterly parallel with said right-of-way line and 50 feet distant therefrom, 100 feet; thence South 50 feet to the point of beginning (being that certain tract heretofore conveyed to Henry and Bertha Raistakka, husband and Wife, by deed recorded under Auditor's File No. 13195, in Volume 9 of Deeds, page 105, records of Wahkiakum County, Washington. Situate in the County of Wahkiakum, State of Washington. Parcel No. Two: That portion of the Northwest quarter of the Northwest quarter (NW1/4 NW1/4) of Section Twenty Two (22), Township Ten (10) North, Range Eight (8) West of the Willamette Meridian, lying Northeasterly right-of-way line of the Seal River County Road, described as follows, to-wit: Beginning at a point on said road right-of-way line which bears East 526 feet and North 232 feet from the Southwest corner of said Northwest quarter of the Northwest quarter (NW1/4 NW1/4); said point being the Southwesterly corner of that certain tract heretofore conveyed to Henry and Bertha Raistakka, husband and wife, by deed recorded under Auditor's File No. 13195, in Volume 9 of Deeds, page 105, records of Wahkiakum County, Washington; thence North 00 degrees 00'00" East, 50.00 feet; thence South 68 degrees 03'55" East, 40.00 feet to the True Point of Beginning; thence continuing South 68 degrees 03'55" East, 60.00 feet; thence North 00 degrees 00'00" East 94.00 feet; thence in a Northwesterly direction 44.0 feet, more or less, to a 1/2" x 5' white PVC pipe over 3/8" x 40" rebar stake; thence South 09 degrees 13'40" West, 83.0 feet, more or less, to the Point of Beginning; all as more particularly shown on that certain survey filed for record November 20, 1996, under Auditor's File No. 46813, in Volume 5 of Surveys, page 154, records of Wahkiakum County, Washington. Situate in the County of Wahkiakum, State of Washington. Commonly known as: 96 Seal River Road Rosburg, WA 98643 which is subject to that certain Deed of Trust dated 11/20/06, recorded on 11/29/06, under Auditor's File No. 2011758, records of WAHKIAKUM County, Washington, from Roxanne G Houston-Dau, Whose Husband is Stuart Dau, As Her Sole and Separate Property, as Grantor, to First American Title CO, as Trustee, to secure an obligation "Obligation" in favor of Washington Mutual Bank, as Beneficiary, the beneficial interest in which was assigned by Federal Deposit Insurance Corporation, As Receiver of Washington Mutual Bank, by JPMorgan Chase Bank, National Association, its Attorney-in-Fact to Deutsche Bank National Trust Company, as Trustee for WaMu Asset Backed Certificates, WaMu Series 2007-HE1 Trust, under an Assignment/Successive Assignments recorded under Auditor's File No. 2019310. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 04/15/2014 Monthly Payments $3,342.36 Lender's Fees & Costs $133.37 Total Arrearage $3,475.73 Trustee's Expenses (Itemization) Total Costs $0.00 Total Amount Due: $3,475.73 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $92,471.79, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 22, 2014. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/11/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/11/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 08/11/14 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Stuart Dau 96 Seal River Road Rosburg, WA 98643 Roxanne G. Houston-Dau 96 Seal River Road Rosburg, WA 98643 Unknown Spouse and/or Domestic Partner of Stuart Dau 96 Seal River Road Rosburg, WA 98643 Unknown Spouse and/or Domestic Partner of Roxanne G. Houston-Dau 96 Seal River Road Rosburg, WA 98643 by both first class and certified mail, return receipt requested on 03/14/14, proof of which is in the possession of the Trustee; and on 03/15/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at http://www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at http://www.northwesttrustee.com and http://www.USA-Foreclosure.com. EFFECTIVE: 04/15/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (TS# 7236.25701) 1002.268129-File No.

Publish July 24, 2014 and August 14, 2014