No. 12-10

 

January 21, 2010



Notice of Trustee's Sale Pursuant To the Revised Code of Washington 61.24, et seq. On February 19, 2010 at 10:00AM

Inside the main lobby of the: Wahkiakum County Courthouse, 64 Main Street, Cathlamet, State of Washington, the

undersigned Trustee, RECONTRUST COMPANY, N.A., (subject to any conditions imposed by the trustee to protect the

lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the

following described real property, situated in the county(ies) of Wahkiakum, State of Washington: Tax Parcel ID no.:

010806 43 0036 PTN AC ANDERSON DONATION LAND CLAIM. LEGAL DESCRIPTION: THAT PORTION OF THE A.C. ANDERSON DONATION

CLAIM IN SECTION 1, TOWNSHIP 8 NORTH, RANGE 6 WEST OF THE WILLAMETTE MERIDIAN, LYING NORTHEASTERLY OF THE

NORTHEASTERLY BOUNDARY OF COLUMBIA RIVER VISTA, AS PER PLAT THEREOF RECORDED IN BOOK "C" OF PLATS, PAGE 10, RECORDS

OF WAHKIAKUM COUNTY, WASHINGTON, AND LYING NORTHERLY OF A LINE DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT A POINT ON

THE NORTHEASTERLY LINE OF SAID COLUMBIA RIVER VISTA WHICH IS THE NORTHEAST CORNER OF "M" STREET IN SAID SUBDIVISION;

THENCE SOUTH 14 DEGREES 12'30" EAST ALONG SAID NORTHEASTERLY SUBDVIVISION LINE 33.89 FEET; THENCE SOUTH 85 DEGREES

54'31" EAST 100 FEET; THENCE NORTH 20 DEGREES EAST, 50 FEET; THENCE NORTH 82 DEGREES 27'05" EAST, 485.35 FEET;

THENCE SOUTH 89 DEGREES 49'09" WEST, 613.03 FEET TO THE NORTHEAST CORNER OF SAID SUBDIVISION; THENCE SOUTH 14

DEGREES 12'30" EAST ALONG SAID NORTHEASTERLY SUBDIVISION LINE 234.00 FEET TO THE POINT OF BEGINNING; ALL AS MORE

PARTICULARLY SET FORTH AS LOT 1 OF THAT CERTAIN SHORT SUBDIVISION FILED FOR RECORD UNDER AUDITOR'S FILE NO. 44642,

IN VOLUME 1 OF SHORT SUBDIVISIONS, PAGE 22, RECORDS OF WAHKIAKUM COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF

WAHKIAKUM, STATE OF WASHINGTON. Commonly Known as: 1 HILLCREST DRIVE, Cathlamet, WA 98612 which is subject to that

certain Deed of Trust dated 05/01/2006, recorded on 05/08/2006, under Auditor's File No. 2010741 and Deed of Trust

re-recorded on ___, under Auditor's File No. __, records of Wahkiakum County, Washington from JOSH D. GRASSETH AND

LEEANN GRASSETH, HUSBAND AND WIFE, as grantor, to WAHKIAKUM TITLE & ESCROW, as Trustee, to secure an obligation in

favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as beneficiary, the beneficial interest in which was

assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., under an Assignment/Successive Assignments recorded

under Auditor's File No. 2015879. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to

seek satisfaction of the obligation in any court by reason of the Grantor's or Borrower's default on the obligation

secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the

following amounts now in arrears and/or other defaults: A. Monthly Payments $20,604.08 B. Late Charges $515.34 C.

Beneficiary Advances $ 94.00 D. Suspense Balance $ 0.00 E. Other Fees $ 0.00 Total Arrears $21,213.42 F. Trustee's

Expenses (Itemization) Trustee's Fee $337.50 Title Report 833.98 Statutory Mailings $21.96 Recording Fees $88.00

Publication $750.00 Posting $200.00 Total Costs $2,231.44 Total Amount Due: $23,444.86 Other potential defaults do

not involve payment of the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are

categories of common defaults, which do not involve payment of money to the Beneficiary. Opposite each such listed

default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust

all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also

be cured. OTHER DEFAULT ACTION NECESSARY TO CURE Nonpayment of Taxes/Assessments Deliver to Trustee written proof

that all taxes and assessments against the property are paid current Default under any senior lien Deliver to

Trustee written proof that all senior liens are paid current and that no other defaults exist. Failure to insure

property against hazard Deliver to Trustee written proof that the property is insured against hazard as required by

the Deed of Trust. Waste Cease and desist from committing waste, repair all damage to property and maintain property

as required in Deed of Trust. Unauthorized sale of property (Due on Sale) Revert title to permitted vestee. IV. The

sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $220,175.69, together with

interest as provided in the note or other instrument secured from 12/01/2008 and such other costs and fees as are

due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property

will be sold to satisfy the expense of the sale and the obligation secured by the Deed of Trust as provided by

statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on

02/19/2010. The default(s) referred to in paragraph III, together with any subsequent payments, late charges,

advances costs and fees thereafter due, must be cured by 02/08/2010 (11 days before the sale date), to cause a

discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the

Trustee's business on 02/08/2010 (11 days before the sale date), the defaults(s) as set forth in paragraph III,

together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the

Trustee's fees and costs are paid. The sale may be terminated any time after 02/08/2010 (11 days before the sale

date), and before the sale by the Borrower, Grantor, and Guarantor or the holder of any recorded junior lien or

encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and

advances, if any made pursuant to the terms of the obligation and/or Deed of Trust. VI A written notice of default

was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): JOSH D

GRASSETH PO Box 814 Cathlamet, WA 98612 JOSH D GRASSETH 1 HILLCREST DRIVE Cathlamet, WA 98612 LEEANN GRASSETH PO Box

814 Cathlamet, WA 98612 LEEANN GRASSETH 1 HILLCREST DRIVE Cathlamet, WA 98612 by both first class and either

certified mail, return receipt requested, or registered mail on 07/06/2009, proof of which is in the possession of

the Trustee; and on 07/07/2009 Grantor and Borrower were personally served with said written notice of default or

the written notice of default was posted on a conspicuous place on the real property described in paragraph I above,

and the Trustee has possession of such service or posting. VII. The Trustee whose name and address are set forth

below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at

any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by,

through or under the Grantor of all their right, title and interest in the above-described property. IX. Anyone

having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those

objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit

may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS

- The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale,

as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of

trust, including occupants and tenants. After the 20th day following the sale of the purchaser has the right to

evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW. DATED:

November 17, 2009 RECONTRUST COMPANY, N.A. By: Cheryl Lee Its: Assistant Secretary RECONTRUST COMPANY, N.A. 1800

Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281-8219 (TS# 09-0095604) 1006.55837-FEI

Publish January 21 and February 11, 2010

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