The Wahkiakum County Eagle - Established as The Skamokawa Eagle in 1891

File No .: 7367.20986 Grantors: Northwest Trustee Services, Inc. Red Canoe Credit Union Grantee: Robin L. Herren and Kimberlee Herren, husband and wife, presumptively as community property Ref to DOT Auditor File No .: 2012731 Tax Parcel ID No .: 120806120013/1803 Abbreviated Legal: Ptn Govt. Lot 8 and Ptn. A.C. Anderson Donation Land Claim NE1/4 NE1/4 Sec. 12, T8N, R6WWM Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On November 2, 2012, at 10:00 a.m. Outside the main lobby of the Wahkiakum County Courthouse, 64 Main Street in the City of Cathlamet, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of WAHKIAKUM, State of Washington: That portion of government Lot 8, and of the A.C. Anderson Donation Land Claim, in the Northeast quarter of the Northeast quarter in Section 12, Township 8 North, Range 6 West of the Willamette Meridian, described as follows, to-wit: Commencing at the Southwest corner of Lot 1, in Block 1, of Crista Vista, as per plat thereof Recorded in Book "C" of Plats, Page 7, Records of Wahkiakum County, Washington; thence North 00 degrees 02' 43" East 150 feet to an iron rod which is the Northwest terminum of Vista Place County Road as set forth in said Plat of Crista Vista; thence North 86 degrees 00' 50" West 250 feet to an iron rod, which is the point of beginning; thence North 73 degrees 03' 56" West 214.32 feet to an iron rod; thence North 51 degrees West 100 feet to a point; thence South 39 degrees West 200 feet to an iron rod; thence North 51 degrees East 100 feet to an iron rod; thence North 39 degrees East 150 feet to an iron rod; thence South 62 degrees 01' 58" East 19.14 feet to a point; thence South 73 degrees 03' 56" East 214.32 feet to a point; thence South 81 degrees 30' 37" east 14.68 feet, more or less, to the West boundary of Parcel Two as described in Deed Volume 51, Page 455, shown in Book 2 of Surveys, Page 33; thence North 00 degrees 02' 43" East 50 feet to the point of beginning. Subject to and together with an easement 50 feet in width across the North of and adjoining the North boundary of the aforementioned tract for private easement purposes and across the North 50 feet of the tract to the East described in Deed Volume 51, Page 455, and shown in Book 2 of Surveys, Page 33, to connect with Vista Place County Road. Situate in the County of Wahkiakum, State of Washington. More accurately described as: That portion of government Lot 8, and of the A.C. Anderson Donation Land Claim, in the Northeast quarter of the Northeast quarter in Section 12, Township 8 North, Range 6 West of the Willamette Meridian, described as follows, to-wit: Commencing at the Southwest corner of Lot 1, in Block 1, of Crista Vista, as per plat thereof Recorded in Book "C" of Plats, Page 7, Records of Wahkiakum County, Washington; thence North 00 degrees 02' 43" East 150 feet to an iron rod which is the Northwest terminum of Vista Place County Road as set forth in said Plat of Crista Vista; thence North 86 degrees 00' 50" West 250 feet to an iron rod, which is the point of beginning; thence North 73 degrees 03' 56" West 214.32 feet to an iron rod; thence South 51 degrees West 100 feet to a point; thence South 39 degrees West 200 feet to an iron rod; thence North 51 degrees East 100 feet to an iron rod; thence North 39 degrees East 150 feet to an iron rod; thence South 62 degrees 01' 58" East 19.14 feet to a point; thence South 73 degrees 03' 56" East 214.32 feet to a point; thence South 81 degrees 30' 37" east 14.68 feet, more or less, to the West boundary of Parcel Two as described in Deed Volume 51, Page 455, shown in Book 2 of Surveys, Page 33; thence North 00 degrees 02' 43" East 50 feet to the point of beginning. Subject to and together with an easement 50 feet in width across the North of and adjoining the North boundary of the aforementioned tract for private easement purposes and across the North 50 feet of the tract to the East described in Deed Volume 51, Page 455, and shown in Book 2 of Surveys, Page 33, to connect with Vista Place County Road. Situate in the County of Wahkiakum, State of Washington. Commonly known as: Parcel #120806 12 0013 aka 35 Vista Place Cathlamet, WA 98612 which is subject to that certain Deed of Trust dated 07/02/07, recorded on 07/09/07, under Auditor's File No. 2012731, records of WAHKIAKUM County, Washington, from Robin L Herren and Kimberlee Herren, husband and wife, as Grantor, to Stewart Title Company, as Trustee, to secure an obligation "Obligation" in favor of Red Canoe Credit Union, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 06/27/2012 Monthly Payments $3,803.47 Late Charges $166.54 Lender's Fees & Costs $24.32 Total Arrearage $3,994.33 Trustee's Expenses (Itemization) Trustee's Fee $506.25 Title Report $312.04 Statutory Mailings $21.60 Recording Costs $22.04 Postings $70.00 Total Costs $931.93 Total Amount Due: $4,926.26 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $24,696.88, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on November 2, 2012. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/22/12 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 10/22/12 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 10/22/12 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Robin L. Herren 35 Vista Place Cathlamet, WA 98612 Kimberlee Herren 35 Vista Place Cathlamet, WA 98612 Robin L. Herren 16 Randall Drive Cathlamet, WA 98612 Kimberlee Herren 16 Randall Drive Cathlamet, WA 98612 by both first class and either certified mail, return receipt requested on 02/29/12, proof of which is in the possession of the Trustee; and on 03/01/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at http://www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at http://www.northwesttrustee.com and http://www.USA-Foreclosure.com. EFFECTIVE: 06/27/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Winston Khan (425) 586-1900. (TS# 7367.20986) 1002.210016-File No.

Publish October 4, 2012 and October 25, 2012