No. 13-53

 


File No .: 7021.14854 Grantors: Northwest Trustee Services, Inc. Bank of America, N.A. Grantee: Robert P. Jackman and Sarah D. Jackman, husband and wife Ref to DOT Auditor File No .: 2007209 Tax Parcel ID No .: 360906-420014, PID 6005 Abbreviated Legal: Ptn. Thompson Dray DLC, Sec. 36, T9N, R6WWM Notice of Trustee's Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear. I. On June 28, 2013, at 10:00 a.m. Outside the main lobby of the Wahkiakum County Courthouse, 64 Main Street in the City of Cathlamet, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property "Property", situated in the County(ies) of WAHKIAKUM, State of Washington: That portion of the Thompson Dray Donation Land Claim in Section 36, Township 9 North, Range 6 West of the Willamette Meridian, Wahkiakum County, Washington, lying Southeasterly of the Southeasterly right-of-way of the Elochoman Valley County Road (former State Highway 407) described as follows: Beginning at the point of intersection of the North line of said Ordway's Subdivision with the East line of the Thompson-Dray Donation Land Claim; thence North 00 degrees 50' 29" East along said East line 35 feet to the thread of a stream; thence along the thread of said stream North 68 degrees 33' 18" West 363.22 feet; thence North 35 degrees 51' 26" West 200.79 feet; thence North 05 degrees 41' 09" West 183.72 feet to the true point of beginning; thence North 88 degrees 41' 01" West 250 feet to the thread of a stream; thence along the thread of said stream North 27 degrees East 32 feet; thence North 37 degrees West 85 feet; thence North 30 degrees 29' 54" East 172.18 feet to a point in the thread of a stream; thence South 88 degrees 41' 01" East 240 feet; thence North 42 degrees 33' 29" East 591.57 feet; thence North 00 degrees 56' 29" East 113.47 feet; thence North 71 degrees 14' 28" West 679.71 feet to a point on the Southeasterly right-of-way line of said Elochoman Valley Road; thence Northeasterly along said right-of-way line on a 935 foot radius curve to the right 31.86 feet; thence South 71 degrees 41' 28" East 678.15 feet; thence South 00 degrees 50' 27" West 576.92 feet; thence South 62 degrees 53' 22" West 516.02 feet to the true point of beginning. Commonly known as: 27 Elk Meadow Drive Cathlamet, WA 98612 which is subject to that certain Deed of Trust dated 03/08/04, recorded on 03/15/04, under Auditor's File No. 2007209, records of WAHKIAKUM County, Washington, from Robert P. Jackman and Sarah D. Jackman, husband and wife, as Grantor, to Stewart Title Guaranty Company, a Texas Corporation, as Trustee, to secure an obligation "Obligation" in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Bank of the Pacific dba Bank Northwest, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to Bank of America, N.A. as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP, under an Assignment/Successive Assignments recorded under Auditor's File No. 2018060. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property's full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor's or Borrower's default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate by 02/15/2013 Monthly Payments $28,396.07 Late Charges $1,128.60 Total Arrearage $29,524.67 Trustee's Expenses (Itemization) Trustee's Fee $1,000.00 Title Report $591.80 Statutory Mailings $20.00 Recording Costs $14.00 Postings $70.00 Total Costs $1,695.80 Total Amount Due: $31,220.47 Other known defaults as follows: IV. The sum owing on the Obligation is: Principal Balance of $95,197.01, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on June 28, 2013. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 06/17/13 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 06/17/13 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 06/17/13 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Robert P. Jackman 27 Elk Meadow Drive Cathlamet, WA 98612 Sarah D. Jackman 27 Elk Meadow Drive Cathlamet, WA 98612 Robert P. Jackman PO Box 743 Cathlamet, WA 98612 Sarah D. Jackman PO Box 743 Cathlamet, WA 98612 by both first class and certified mail, return receipt requested on 12/12/12, proof of which is in the possession of the Trustee; and on 12/12/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee's fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee's rules of auction may be accessed at http://www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at http://www.northwesttrustee.com and http://www.USA-Foreclosure.com. EFFECTIVE: 02/15/2013 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Winston Khan (425) 586-1900. (TS# 7021.14854) 1002.236551-File No.

Publish May 30, 2013 and June 20, 2013

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